Retirement

Retirement HCFA TEAM February 16, 2023

Disability pension

IKA

IKA insured persons who are deemed by the Health Committees of IKA-ETAM to be disabled due to damage, illness or impairment of mental or physical health, according to the legislation, are entitled to a disability pension if they have completed the the minimum period of insurance required(here).

Public Sector

A regular civil servant who receives a monthly salary from the Public Treasury is entitled to a pension for life from the State if he or she is dismissed due to physical or mental incapacity not attributable to service and has completed at least 5 years actual pensionable service, regardless of age. (Government Gazette 165/7-10-1992, Article 3, Ν.2084/92)

OGA

The children of OGA insured persons who are unable to work with a disability rate of more than 67% due to a condition that will last for at least three (3) years are entitled to a disability pension. If they receive a welfare benefit, then the benefit must be lower than the OGA pension, otherwise only the OGA pension is paid. (Government Gazette 123/5-10-1982, article 5, Law 1237/1982 )

Full Disability Pension

Private sector

Patients suffering from Cystic Fibrosis with a disability rate of at least 67% and those who have undergone a lung transplant are entitled to a full old age pension due to disability under the Law. 612/1977 (Α΄ 164) , irrespective of the age limit, provided that they have completed
15 years
or 4 050 days of insurance in the insurance organisations under the responsibility of the Ministry of Labour and Social Security. (Government Gazette 170/5-8-2011, article 37, par. 4, Ν. 3996/2011 and Government Gazette 170/5-8-2011 article 37, par. 4, Ν. 3996/2011)

Public Sector

Patients suffering from Cystic Fibrosis with a disability rate of at least 67% and those who have undergone a lung transplant are entitled to a full old age pension due to disability under the Law. 612/1977 (Α΄ 164)
irrespective of the age limit
, provided that they have completed
15 years
full actual pensionable service. (Government Gazette A’235 /26-11-2020, article 45, Ν. 4756/2020 and Government Gazette 265/5-12-2006, article 3, paragraph 1, Law 3513/2006)

Full Old Age Pension for Parents, Spouses, Sisters due to Disability

Parents, spouses and siblings of Cystic Fibrosis patients with a disability rate are entitled to a full disability retirement pension after 7,500 days of work or
25 years of insurance
(actual or voluntary insurance time) from the date of their affiliation to the insurance scheme. (Government Gazette 170/5-8-2011, article 37, paragraph 1, Law 3996/2011)

The retirement age for parents, spouses, brothers and sisters of disabled patients is 55. For those who have completed 25 years of insurance up to 18/8/2015 and if it is established that the disability of the dependent family member existed up to that date, they continue to be eligible for retirement regardless of age. (Law 4336/2015, article 2, paragraph E, sub-paragraph E.3)

Disabled Orphaned Children's Pension

With the provisions of the law
N.5078/2023 (FEK 211/20-12-2023),
regarding the pension for orphaned children with disabilities, the rules for granting a pension to bilaterally (who have lost both parents) orphaned children with severe disabilities are unified and the inequality between the private and public sectors is removed. Specifically, the new regulation explicitly extends to the public sector and the former NAT the application of the special regulation (already in force and applicable in cases where the deceased parent comes from the private sector) that provides that bilaterally orphaned children with severe disability receive 100% of their parents’ pension (from 50% under the current legislative framework).

Work for Pensioners

With the provisions of the law LAW 5078/2023 (OFFICIAL GAZETTE 211/20-12-2023 )  all pensioners of the e-EFKA (old age, disability, old age due to disability) can work without reducing their main and supplementary pension, in order to encourage their reintegration into the labour market. 

According to article 114 of the new law pensioners can work under the conditions of p. IKA and, in fact, without being charged with 10% deductions for EFKA.